Everything You Need to Know About the Overseas Citizenship of India (OCI)

The Overseas Citizenship of India (OCI) card is a boon for persons of Indian origin who seek to reconnect with their heritage while maintaining their current nationality. Here’s a detailed guide to understanding OCI, based on frequently asked questions.

What is the OCI Card?

The OCI card grants individuals of Indian origin multiple entry, long-term visas to India. It provides significant benefits, including parity with Non-Resident Indians (NRIs) in certain domains, but does not equate to full Indian citizenship.

Eligibility Criteria:

You may be eligible for an OCI card if:

• You were an Indian citizen at any point or are the descendant of such a person.
• You are a spouse of an Indian citizen or an existing OCI cardholder (married for at least two years).
• Minors whose parents meet the eligibility.

Ineligibility: Individuals with foreign military service or from Pakistan or Bangladesh cannot apply.

Benefits of an OCI Card:

1. Travel: Lifelong, multiple-entry visa to India.
2. Residency: No need for separate registration for stays over six months.
3. Education and Employment: Equal treatment as NRIs for educational and financial purposes (except certain restricted activities).
4. Economic Opportunities: Can invest in property (excluding agricultural/plantation land).

However, OCI cardholders cannot:

• Vote or hold public office.
• Apply for government jobs or services.
• Purchase agricultural properties.

Application and Documentation:

1. Online Submission:
   • Fill out the application form on the OCI portal.
   • Upload required documents: proof of Indian origin, current passport, and other supporting documentation.
2. Verification: Visit the Indian Mission/FRRO for original document submission and biometrics (fingerprints and facial scan).
3. Processing Time: Typically 4-6 weeks, depending on jurisdiction.
4. Tracking: Applications can be tracked online using reference details.

Renewal and Reissuance Guidelines:

1. For Minors and Seniors:
   • Reissuance is required when obtaining a new passport before the age of 20 or after the age of 50.
   • Between 21-49 years, reissuance is not mandatory unless specific instructions are issued.
2. Application Process:
   • Use the same OCI portal for renewal, ensuring all documents are updated and verified.

Key OCI FAQs:

1. Do OCI cardholders need a visa for India?
   No. The OCI card itself serves as a lifetime visa.
2. Can the OCI card be applied for in India?
   Yes, at the nearest FRRO (Foreigner Regional Registration Office) if residing in India for six months or more.
3. What is the process for spouses?
   Spouses of Indian citizens or OCI cardholders can apply under specific guidelines, including a mandatory interview and submission of marriage proof.
4. What happens in case of a name change or passport update?
   Cardholders should update their OCI card details via the portal to reflect new information.
5. Do minors need separate OCI cards?
   Yes, each eligible individual, including minors, must apply for their own OCI card.
6. Is biometric data mandatory?
   Yes, fingerprints and facial data are collected either at the time of application or upon arrival in India.

OCI vs. PIO (Person of Indian Origin):

The Government of India discontinued the PIO scheme in 2015, merging it with the OCI program. Former PIO cardholders must convert their cards to OCI to remain valid for travel and other benefits.

OCI Limitations:

1. No Political Rights: OCI does not confer voting rights or eligibility for political office.
2. No Full Citizenship: OCI cardholders remain foreign nationals.
3. Restricted Economic Activities: Cannot acquire agricultural or plantation property.

For further details, visit the official OCI FAQ page.

Also read How NRIs Can Close a Bank Account in India While Staying Abroad

Also read about getting citizenship for your child without India Passport