The email arrives on a Tuesday morning. Your father sold the family property. The money sits in an Indian bank. You cannot touch it. Your resident account is frozen. The bank says you need an NRO account. You stare at the screen. NRO. NRE. FCNR. Three letters. Zero...

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How NRIs Can Open a Bank Account in India: NRE, NRO & FCNR Explained Step-by-Step